MYOB built Solo specifically for sole traders. It invoices, tracks expenses, and does basic reports for $99 a year. One thing it does not do: quotes. The step that wins you the job in the first place is not in the product. SMASH exists for exactly that step: speak the job, quote sent in under 60 seconds.
Talk → verify your rates → send → they approve and pay.
Most invoice apps stop at send. Service businesses need quote → approve → invoice → paid — on site.
| SMASH | Solo by MYOB | MYOB Business Lite | |
|---|---|---|---|
| Win the job (quote / estimate) | Talk → priced PDF on site | Type forms later | — |
| Customer approves | One-tap approval link | Email PDF / chase | — |
| Invoice same lines | Convert — no retype | Rebuild or convert in-app | — |
| Get paid | Pay on the same link | Varies / separate step | — |
| Dirty-hands capture | Voice on iPhone | Keyboard / desk | — |
| Prices | Your catalog — nothing guessed | You type every rate | — |
| SMASH | Solo by MYOB | MYOB Business Lite | |
|---|---|---|---|
| Quotes | Yes, by voice, sent in under 60 seconds | No | Yes, typed |
| Invoices | Yes, unlimited workflow | Yes | Yes |
| Price | Free, then $15 or $25/month | $99/year | $315/year |
| Users | 1 | 1, mobile-only | Unlimited |
| Materials pricing | 2,250+ item AU catalog built in | No | No |
| Customer approves and pays online | Yes, one portal link | No | Payment services available |
| BAS, payroll, the books | No | GST tracking, no payroll | Yes, payroll $3/employee extra |
| Upgrade path | Free to Starter to Pro | None. Cannot move to Business plans | Lite to Pro to AccountRight |
Think about the order things happen. Someone asks for a price. You quote. They approve. You do the job. You invoice. You get paid.
Solo by MYOB starts at step five. Everything before the invoice, the part where you win or lose the work, is not there. MYOB's own product pages confirm it: no quotes on Solo, one user, mobile-only, and no path to upgrade to a Business plan later. If you outgrow it, you start again.
For a sole trader whose whole game is answering fast, that is the wrong end of the job to automate.
SMASH starts at step one. Someone asks for a price, you talk. "Mow and edge the front and back, hedge trim along the fence line, green waste removal." Your rates fill in from your pricing catalog. The quote is generated in under 10 seconds and sent with an approval link. The customer taps approve and can pay on the spot. Invoice created automatically. You see the moment they open it.
The first answer back wins the job. See how voice invoicing works.
From MYOB's pricing page, July 2026: Solo $99/year. Business Lite $315/year. Business Pro $70/month. Payroll on Lite and Pro is $3 per employee per month extra. MYOB runs heavy intro discounts; always compare the ongoing rate.
SMASH: free with 5 quotes a month, Starter $15/month, Pro $25/month. Details on the pricing page.
Solo is cheaper than SMASH. It is also missing the feature that pays for either app: the quote.
Sole traders who quote before they invoice. Gardeners, cleaners, handymen, painters, mobile mechanics, pool and pest techs. If customers ask "how much?" and speed decides who gets the job, this is your tool.
SMASH: spoken, priced from your catalog and a 2,250+ item Australian materials catalog, sent with a customer approval portal. Solo: not available. Business Lite: typed quotes on the web.
SMASH takes payment through the approval portal via Stripe, invoice created on approval, read receipt when opened. Solo offers invoicing with payment options and reminders.
MYOB Business does real accounting: GST, BAS, payroll, reporting. SMASH does not, on purpose. SMASH syncs to Xero and QuickBooks; MYOB sync is not currently available, CSV export is.
Solo is a phone app only. SMASH is an iOS app plus a Chrome extension that reads quote requests out of Gmail and builds the quote from the email.
No. Solo by MYOB handles invoicing, expenses, and basic reporting, but it does not support quotes. It is also mobile-only, limited to one user, and cannot be upgraded to MYOB Business plans later. Checked against MYOB's own product pages, July 2026.
Solo by MYOB is $99 per year. MYOB Business Lite is $315 per year. Business Pro is $70 per month. Payroll costs an extra $3 per employee per month on Lite and Pro. MYOB runs heavy introductory discounts; compare the full ongoing price, not the promo rate.
MYOB is accounting software: books, BAS, payroll. SMASH is quoting and invoicing at the point of work: speak the job, quote sent in under 60 seconds with your rates and Australian materials pricing filled in. Different jobs.
Not currently. SMASH syncs to Xero and QuickBooks. If your accountant is on MYOB, you can export from SMASH via CSV.
For simple invoicing after the job, it works and it is cheap. But it cannot send a quote, which is the step that wins the work in the first place, and it cannot grow into a bigger MYOB plan when you do.
The quote is the step that wins the job.
Say yours out loud.
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Updated 2026-07-06